Why Automobile Insurance is Important in California

California has a compulsory auto insurance system, meaning that anyone who operates a motor vehicle within the state is require to have it. Those who register a motor vehicle in California are required by law insure that vehicle. Those who choose to drive in California whether or not they own the vehicle are also required by law to carry insurance. The minimum liability requirement in the state is $15,000.00 per person / $30,000.00 per incident. This means that anyone who must to have it must provide protection up to those dollar limits for bodily injury that results from their negligent acts. When someone carries the minimum liability requirement, they are said to have minimum limits. Greater limits are available for purchase for those who want to protect others more or protect their own assets should they cause more damage than the minimum policy requirements.
 
 
 
Dozens of carriers write policies in California with hopes to make a profit by charging more in premiums than what they pay out in claims. An entire industry was created by this legislated compulsory scheme. So why is automobile insurance so important to have?
 
 
 
It is important to have insurance because it is the illegal not to, and it protects the public at large from financial disasters due to accidents on the roadways. This is especially important here where traffic is prolific and accidents are every day occurrences. Without it, thousands upon thousands would be left with damaged automobiles and bodily injuries without any recourse. This is because the majority of people would not have adequate assets to compensate their injury victim. So the system creates a mandatory financial responsibility requirement where everyone is required to contribute monthly payments to uphold.
 
 
 
When someone does not have the right coverage, fines and revocation of their driver license could result. Many do in fact drive without appropriate coverage, so those who do have coverage are allowed to purchase protection against uninsured motorists. Be sure to contact your agent to determine the costs of purchases protection against those who decide to break the rules. You must put the policy in force before the car crash, so do not delay.
 
 
 
If you have been harmed by the negligent act of a driver on the roadway, be sure to identify the at fault party. Inform the police and your carrier immediately of the incident and be sure to seek legal advice to protect your legal rights. Remember, all the carriers are in business to make money. This means that they more they pay out in claims, the less profitable they are. Therefore, you cannot count on any adjuster to have your best interests in their heart.
 
 
 
Anyone seeking help in Upland, Claremont, Chino, La Verne, San Dimas, Chino or Pomona for personal injury related to a truck, bus, motorcycle or car crash should contact an auto accident lawyer immediately for advice. Napolin Law Firm has an a local law office of personal injury attorneys here to help right now. Call us at 909-325-6032 for help and receive a free consultation directly with an attorney. 

What Are the Rules Governing Helpers Receiving Money or Gifts from Their Elderly Patients/Clients?

By HG.org – Houston, Texas

 
 

It is not unusual for an elderly patient to develop a close and trusting relationship with a health aid or other helper. The patient may wish to show appreciation by offering gifts. However, there are many considerations concerning this act that must be evaluated before the patient ventures to offer a gift to someone of this nature.

Sister has a POA over parents and won’t give me information

Q: My

 

sister is POA for my elderly parents. She is not sharing any information with

 

me. I am on the wills, etc. What are my rights to receive information. I live her in Pittsburgh and they

 

all live in Erie. Parents put her as POA, because she is the oldest and they

 

thought/hoped we would all get along. This is not the case. My sister and I are

 

estranged. She did not even tell me when my mother fell at the facility in Oct.

 

Do I have any rights to view finances for my parents as I am not sure

 

everything is good with their finances. I have asked repeatedly for information,

 

even in the past when we were speaking, I sent a certified letter to her 3

 

weeks ago asking for financial information and to see if she sold their car and

 

if she filed for the VA benefits they are entitled to. There has been no

 

response.

 

 

A: Just

 

being an heir or one of the children does not give you rights to receive the

 

information you want. In fact, your sister may have a duty to keep your

 

parents’ information confidential. If you are concerned that she is abusing or

 

financially exploiting your parents you could petition the court to have her

 

file an accounting of all of the funds she is managing as Agent under the POA.

 

You could also have yourself of someone else appointed as guardian. If you

 

retain an attorney, he or she can advise you which one of these measures might

 

work best. Just having the attorney involved, may cause your sister to give you

 

the information you need and to be more cooperative. It could also make matters

 

worse and result in more family drama. Communication is the key. I would keep

 

trying to communicate with your sister and only use a lawyer and legal system

 

as a last resort.

 

DHS Issues Guide for Filing DHS-Related Complaints

The Department of Homeland Security (DHS) is the most important administrative agency in immigration law, encompassing the United States Citizenship and Immigration Services (USCIS), Immigration and Customs Enforcement (ICE), and Customs and Border Protection (CBP).
 
The DHS published a guide on how to file a complaint with the DHS in April of 2015. You may find the PDF of the guide here for your convenience. The guide explains the various avenues available for the public to make complaints involving:
 

— DHS employees or programs;

 

— Alleged violations of civil rights and civil liberties;

 

— Immigration filings;

 

— Travel redress;

 

— Other types of grievances.

 

 

Any person who believes he or she has cause to file a complaint with the DHS should review the guide carefully. For this post, I will provide a summary of where the guide discusses complaint procedures that should be of interest for those dealing with the DHS in the immigration context. I will include the pages in the guide on which information for filing the specific complaint may be found.

 
DISCRIMINATION AND OTHER VIOLATIONS OF CIVIL RIGHTS AND LIBERTIES
 
Complaints regarding discrimination and other violations of civil rights and civil liberties should be directed to the DHS Office for Civil Rights and Civil Liberties (CRCL). The DHS website has an online complaint form available. Complaints may also be sent in writing, by mail, email, or fax.
 
Complaints of this type may also be directed to the DHS Office of Inspector General (OIG).
 
Complaints of this type may include, but are not limited to:
 
 
    • Discrimination based on race, ethnicity, national origin, religion, sexual orientation, gender identity, or disability
 
    • Denial of meaningful access to DHS services due to limited English proficiency
 
    • Violation of rights while in immigration custody
 
    • Discrimination or inappropriate questioning related to entry
 
    • Violation of due process rights
 
    • Violation of immigration confidentiality agreements (such as VAWA Act, T Visa, or U Visa confidentiality agreements)
 
    • Abuse
 
    • Other civil rights, civil liberties, or human rights abuses related to a DHS program
 
 
This information is found on pages 2-3 of the guide.
 
CRIMINAL AND NON-CRIMINAL MISCONDUCT, INCLUDING SERIOUS AND/OR REPEATED VIOLATIONS OF DHS RULES, POLICIES, OR REGULATIONS
 
Complaints of this type should be directed to the DHS OIG. The DHS website has an online form for filing complaints with the OIG. These complaints may be filed using an online form on the DHS website. If the complaint is specifically related to the ICE, the complaint may be filed with the Joint Intake Center (JIC). If the complaint is specifically related to the USCIS, it may be filed with the USCIS Office of Security and Integrity (OSI).
 
Complaints of this type may include criminal or non-criminal misconduct against DHS employees and law enforcement officers. Furthermore, the DHS OIG also reviews DHS programs and expenditures.
 
This information is found on pages 3-4 of the guide.
 
TRAVEL-RELATED COMPLAINTS
 
General complaints of this type should be directed to the DHS Traveler Redress Inquiry Program (DHS TRIP). Complaints of this type may include:
 
 
    • Difficulties experienced during travel screening;
 
    • Denied or delayed entry into or departure from the U.S. at a port of entry or border crossing; or
 
    • Situations where one believes that he or she is unfairly or incorrectly delayed, denied border, or identified for additional screening.
 
 
Complaints about clearing customs and immigration should be directed to the CBP INFO Center.
 
Complaints of this type may include:
 
 
    • Complaints about the inspection process;
 
    • Facilities; or
 
    • Penalties assessed.
 
 
This information is found on pages 4-5 of the guide.
 
CONCERNS WITH LONGSTANDING OR COMPLEX USCIS IMMIGRATION FILINGS OR APPLICATIONS
 
The guide recommends first trying the available USCIS customer service options. These include:
 
 
    • Calling the USCIS National Customer Service Center;
 
    • Checking “Case Status” on the USCIS Website; or
 
    • Making an InfoPass appointment with USCIS.
 
 
Those who have exhausted the customer service options with regard to immigration filings to no avail should contact the Office of the Citizenship and Immigration Services Ombudsman (CIS Ombudsman) and complete the online case assistance form, or, if outside the United States, the Form DHS-7001, Case Assistance Worksheet found on the DHS website.[1]
 
This information is found on pages 5-6 of the guide.
 
CONCERNS REGARDING E-VERIFY AND THE SAVE PROGRAM
 
The guide provides the following chart for requesting assistance regarding E-Verify, the Form I-9, and employment eligibility with the USCIS Verification Programs Contact Center:
 
 
The guide provides the following chart for complaints regarding immigration-related employment discrimination with the U.S. Department of Justice Civil Rights Division Office of Special Counsel:
 
 
For inquiries regarding the SAVE program, the guide recommends calling the USCIS Verification Programs Contact Center by phone or contacting it by email.
 
This information is found on page 6 of the guide.
 
CONCERNS ABOUT ICE ENFORCEMENT AND REMOVAL OPERATIONS (ERO)
 
Persons with concerns about ICE civil enforcement priorities, immigration detention, or ICE actions involving U.S. citizens should contact their local ERO Community and Field Liaison or the ERO Detention Reporting and Information Line. If going through a Field Liaison does not resolve the problem, the person may contact the Detention Reporting and Information Line (DRIL). Complaints may also be submitted using the optional ERO Contact Form on the ICE website.
 
This information is found on page 7 of the guide.
 
GENERAL COMPLAINTS
 
Pages 8-10 of the guide contain information for making general complaints about a specific DHS agency. Included is information for USCIS, ICE, and CBP.
 
PRIVACY COMPLAINTS AND ALLEGATIONS OF PRIVACY VIOLATIONS
 
Pages 10-12 of the guide contain information about making a complaint about a privacy violation to a DHS agency. In the case that a person is unsure of which office a privacy complaint should be directed, he or she may direct the complaint to the DHS OIG or DHS Privacy Office for consideration and possible referral of the complaint.
 
CONCLUSION
 
The guide is a handy resource for helping people file a complaint with the DHS. However, those with serious complaints or complicated immigration matters should consult with an experienced immigration attorney for guidance.
 
Please visit the nyc immigration lawyers website for further information. The Law Offices of Grinberg & Segal, PLLC focuses vast segment of its practice on immigration law. This steadfast dedication has resulted in thousands of immigrants throughout the United States.
 
 
    1. The guide notes on page 5: “If the requested service involves the forms I-589, I-590, I-360 (Violence Against Women Act), I-914, I-918, or an I-751 battered spouse waiver, the applicant must sign the last page of Form DHS 7001 and attach it to the online case assistance form as a PDF file.”
 
 
Lawyer website: http://myattorneyusa.com
 
 

Philadelphia Mesothelioma Lawyers: Bystander Exposure to Asbestos

A recent court ruling in California’s Court of Appeal may have just changed the way mesothelioma cases are won. In Schiffer v. CBS, the plaintiff claimed he was exposed to asbestos containing materials during installation of equipment and insulation manufactured by Westinghouse, CBS Corporation’s predecessor in 1969.

 

Details of the Case

 

James Schiffer, the Plaintiff, worked for Ginna Gas and Electric in their power plant in the summer of 1969. Schiffer claimed that while he was employed for the two companies in question, he was exposed to asbestos from the various materials in the air during the installation of equipment. The plaintiff also alleged that the insulation was manufactured by Westinghouse, which is now the CBS Corporation. Schiffer later developed mesothelioma, which led to he and his wife filing a lawsuit against several entities related to his employment he claims exposed him to asbestos, including CBS. CBS successfully moved for summary judgment based on the claim that Mr. Schiffer failed to submit evidence that he was actually exposed to asbestos containing materials.

 

The Appeal

 

On appeal, the California Court of Appeal determined that while Schiffer was in the building and frequently observed the installation of insulation, he could not present legally sufficient evidence of exposure to the contaminated material. Furthermore, the court stated that there was not enough evidence to support the insulations was actually supplied by Westinghouse. Finally, the court found that Schiffer’s own expert’s testimony did not support the finding of causation because the expert considered an “incomplete universe of information.” Therefore, the Court upheld the lower courts finding.

 

The Analysis

 

In order to prove medical implications of asbestos exposure, one must answer the following questions: (1) how frequently were you expose to the asbestos? (2) How regular was the exposure? And (3) how close were you to the asbestos product? All three answers must align to have a successful link between asbestos exposure and mesothelioma.

 

In this case, it was evident that Mr. Schiffer was in the general vicinity of the asbestos. It is also clear that he was in the general area frequently and on a regular basis, meeting two of the three points discussed above. However, it is also fairly clear that he did not have direct contact with the contaminated substances. In the past, the mere presence of the contaminated products may have been enough to prove the cause of the mesothelioma is directly related. However, the new precedence set forth by this case creates a new definition of proximity. Based on this finding, it may now have to be proven that the plaintiff had direct contact as opposed to mere exposure with a contaminated substance to prove liability. Furthermore, this case shows the importance of a client to provide his expert with all available information or risk losing his case.

 

Philadelphia Mesothelioma Lawyers at Brookman, Rosenberg, Brown & Sandler Help and Advocate for Asbestos-Related Patients

 

Philadelphia asbestos lawyers at Brookman, Rosenberg, Brown & Sandler have a long history of fighting for compensation to ensure mesothelioma patients are able to pay for the medical treatment they deserve after being exposed to asbestos by a negligent employer. Call 800-369-0899or contact us online in order to schedule a free consultation. With offices in Center City Philadelphia, we serve clients throughout the Delaware Valley including Philadelphia and New Jersey.

TOWSON DIVORCE LAWYERS: CELEBRITY DIVORCES HOLD LESSONS FOR EVERYDAY COUPLES

Handling Family Law Matters in Towson, Maryland

 

Each state has its own unique laws that affect how family law is approached. At Huesman, Jones and Miles, LLC, we understand all aspects of family law and use our experience in mediation, divorce proceedings, child custody and child support to create plans for families that work within the law.

 

Divorce in Towson

 

A knowledgeable Towson divorce lawyer can help navigate the confusing process and make sure the separation period goes smoothly for all parties. We help prepare our clients every step of the way. We also explore options to expedite the process. Our lawyers can help you figure out the best plan for your circumstances.

 

Towson Divorce Mediation

 

If you and your spouse are ready to go separate ways, much of the divorce proceedings can happen outside of court. Rather than amplifying already hurt and confused feelings, our Towson divorce lawyers keep as much out of the courtroom as possible to maintain our clients’ control and options in the decision-making process of divorce. The best resolution is the one the parties arrive at themselves. We help guide you through that process.

 

We prioritize the aspects of divorce that are the most important to you as we navigate through divorce proceedings. However, sometimes mediation is unsuccessful. If mediation does not work for you, litigation is possible at any step in order to protect your legal rights. While fair compromise is one of the goals, our top priority is protecting our clients against potential complications and unfair settlements.

 

Alimony and Spousal Support

 

If one spouse has become reliant on the other, they may be entitled to spousal support in order to maintain their quality of life. Alimony is not automatic. However, alimony or spousal support may come into play when one party is economically dependent on the other or if there is a substantial disparity in income. There are a few ways alimony can be decided in a divorce case:

 

 

 
 
    • Pendente Lite Support – This support is a temporary award allotted before a final judgement of divorce. This support is meant to provide the status quo for all family members during a divorce proceeding.
 
    • Indefinite Alimony – Indefinite alimony is awarded in cases that follow a long-term marriage when one spouse has far more earning potential than the other. Unless specifically agreed upon, this type of alimony can be modified if changes of circumstance can be proven.
 
    • Limited Duration Alimony – This award is an option when the dissolved marriage lasted mid-length. This alimony is awarded for a limited time and is the most common form of spousal support. Like indefinite alimony, this type of award can be later modified if circumstances change.
 
    • Rehabilitative Alimony –Similar to limited duration alimony, this type of award is only for a set amount of time. This type of spousal support is set to help one of the spouses gain economic independence while maintaining their lifestyle during the change. During this time, the spouse may complete further education or seek job training to improve employment prospects.
 
    • Nonmodifiable Alimony – This is a form of alimony where the parties specifically agree to a certain amount of alimony for a specified period of time, and it generally cannot be modified.
 
 

Marital Property Issues

 

Another important component is the resolution of marital property. The courts attempt to achieve an equitable distribution of the marital property. In that case, assets that were acquired will be evenly and fairly distributed between the two divorcing parties. Interest or appreciation that was accrued during marriage on previously acquired assets may also be evaluated during divorce proceedings. While many spouses focus on tangible personal property like furniture, the biggest items are usually the family home and retirement accounts. We attempt to help you understand the sometimes complicated property issues and seek a resolution that suits your needs.

 

Other Family Law Issues

 

Family law extends beyond divorce. For some, the divorce case has already taken place and they now need a parenting plan to help smooth the transition for their children. For other families, there may be grandparents’ rights or property division that needs the care of a Towson family law lawyer to help make sure everyone’s rights and legal options are considered. Our legal team helps address issues in those topics along with post-divorce modifications, child custody, child support, modifications to child support, prenuptial agreements both before and after marriage, domestic violence, and more.

 

Towson Divorce Lawyers at Huesman, Jones and Miles, LLC Help Families through Divorce, Custody, Alimony and Other Family Law Issues

 

No two family law cases are the same. Our seasoned Towson divorce lawyers at Huesman, Jones and Miles, LLC know how to carefully handle the sensitive topics of family law while leaving no stone unturned to reach a fair settlement for everyone involved. If you are considering divorce or do not know your legal rights in a custody case, call us at 443-589-0150 or contact us online today for a free consultation on how we can put our experience to work for you.

Employer Negligence may Cause Trucking Accidents

Sometimes the truck driver at the wheel during a trucking

 

accident may not be the only one responsible.  Among the many causes of truck accidents, is that of the driver’s employer.  The truck driver may be hampered by the acts of his employer before ever getting on the road.  For example, if the employer fails to properly maintain an 18-wheeler or trailer, this could set the truck driver up for a fatal accident before he ever leaves the yard.  Negligent employers may set drivers up for failure and cause serious Houston trucking accidents.

 

 

Serious trucking accidents such as jackknifing can seriously injure or kill motorists and drivers.  An experienced Houston trucking accident attorney should thoroughly investigate the accident determining the cause or causes.  This investigation should include what acts or inaction of the employer may have led to the crash.

 

 

 

Trucking Employers may Negligently Ignore Safety Requirements

 

Trucking companies that send drivers and trucks out on the road are responsible for the safety of their trucks and trailers, along with the caliber of their drivers.  Some trucking companies ignore this responsibility and disregard the regulations implemented to keep the public safe.  When employers fail to meet the laws and standards set forth for safe truck operation, the potential for accidents increases.  

 

Additional negligence taken by an employer could include:

 

 

 

 

 
 
    • Hiring unqualified drivers or drivers with an unsafe driving
       

      record.

 
    • Failing to train drivers or providing inadequate training
       

      for drivers before putting them on the road.

 
    • Failing to fully inspect and maintain trucks and trailers.
 
    • Improperly loading trailers or beds.
 
    • Requiring drivers to stay on the road too long, not allowing
       

      them rest.

 

When an employer fails at these duties, they send drivers out on the road ill-equipped for what may come.  Trucking companies are responsible for giving the driver all of the tools that they need to make it safely down the highway.

 
 

Hire a Houston 18 Wheeler Accident Attorney

 

If you or a loved one has been injured in a trucking accident contact Chelsie King Garza today. She can help you investigate the accident to determine if the truck driver’s employer was negligent and also responsible for the crash.

 

 

Contract of inheritance in lieu of will

A testamentary disposition need not necessarily be laid out in a will. The testator and heir can conclude a contract of inheritance as an alternative.
 
 
 
GRP Rainer Lawyers and Tax Advisors in Cologne, Berlin, Bonn, D??sseldorf, Frankfurt, Hamburg, Munich, Stuttgart and London – http://www.grprainer.com/en conclude: In principle, it is possible to issue the same instructions in a contract of inheritance as in a will. However, in the case of a will, the instructions are made unilaterally and can therefore be revoked by the testator at any time. This does not apply to contracts of inheritance. Binding orders can be cancelled with the consent of both contractual parties. Unlike in the case of a will, a contract of inheritance must also be certified by a notary.
 
 
 
Thus, the testator is restricting his freedom by issuing binding instructions in a contract of inheritance. He can, on the other hand, also benefit from a contract of inheritance, as the heir specified in the contract generally commits to certain obligations, such as, for instance, taking care of the testator.
 
 
 
As is common in the case of any other type of contract, parties to a contract of inheritance should also carefully consider which binding obligations they wish to assume, because a contract of inheritance cannot be readily annulled and it is not possible for it to be unilaterally terminated. It is, however, possible to include a right of withdrawal in a contract of inheritance. In order to be able to assess all of the possibilities and consequences arising from a contract of inheritance, it is advisable to seek the advice of a lawyer who is competent in the field of succession law before concluding the contract.
 
 
 
In the absence of a contract of inheritance or a will, the rules of intestate succession kick in. Those who wish to prevent this from happening and arrange their estate differently so as to avoid communities of heirs or the division of capital ought to lay out their testamentary disposition accordingly in a contract of inheritance or will. It is also particularly important for unmarried couples to organise their estate at an early stage if one’s partner is supposed to become heir; this person would not be taken into account under the rules of intestate succession and could then potentially come away empty-handed.